Trusted Tampa Bay Mortgage Experts

Your Home Loan Should Work as Hard as You Do

Tony Marra and the Marra Mortgage Team bring decades of experience to every loan — whether you're a first-time buyer, refinancing, or investing. Personal attention, clear communication, and rates that actually make sense.

Free Consultation Explore Services
20+
Years Experience
500+
Loans Closed
100%
Client Focus
What We Do

Mortgage Solutions Tailored to Your Goals

Every borrower is different. We match you with the right loan program — not the one that pays us the most.

Purchase Loans

Buying your first home or upgrading? We guide you through every step — from pre-approval to closing — so you can move in with confidence.

Refinance

Lower your rate, shorten your term, or tap into home equity. We run the numbers so you know exactly how much a refinance could save you.

Jumbo & Investment

Luxury homes and investment properties require specialized lending. We structure jumbo and multi-unit loans that fit your portfolio.

FHA & VA Loans

Lower down payments, competitive rates. Whether you're a veteran or need FHA flexibility, we find the program that fits your situation.

Rate Locks & Timing

Rates move fast. We help you time your lock strategically and keep you informed so you never miss an opportunity.

Pre-Approval Fast

In a competitive market, a fast pre-approval sets you apart. We turn around pre-approval letters quickly so your offers are always strong.

About Us

Built on Relationships, Not Transactions

Tony Marra started in Tampa with one belief: a mortgage shouldn't feel like a sales pitch. Over the years, that approach has grown into a team that has helped hundreds of families find their way into homes they love.

We're local. We know the Tampa Bay market, the neighborhoods, and the lenders who move fast. When you work with the Marra Mortgage Team, you get a lender who answers the phone, explains things plainly, and fights for your best interest — not just a quick close.

Local Tampa Bay expert
Direct access to Tony
No hidden fees or surprises
Clear, jargon-free communication
Tampa Bay neighborhood home
How It Works

From First Call to Keys in Hand

We've streamlined the mortgage process so you always know what comes next.

1

Contact Us

Call, email, or fill out our form. We'll get back to you the same day — no automated hold music.

2

Get Pre-Approved

We review your finances, pull options, and issue a solid pre-approval you can take to any agent.

3

Lock & Underwrite

Once you find a home, we lock your rate and guide the underwriting process from start to finish.

4

Close & Celebrate

We coordinate the closing, answer last-minute questions, and make sure you walk through your door stress-free.

Client Stories

What Our Borrowers Say

Real feedback from real Tampa Bay homeowners.

"Tony made what I thought would be a stressful process feel completely manageable. He answered my questions at 9 PM on a Tuesday and got me a rate I didn't think was possible. Highly recommend."

M.R.
Michael R.
First-Time Buyer, Hyde Park

"We refinanced our home with the Marra team and saved over $300 a month. Tony walked us through every option and never pressured us into anything we weren't comfortable with. That means a lot."

S.L.
Sarah L.
Refinance Client, Seminole Heights

"As a veteran, I needed someone who understood VA loans. Tony explained every detail, helped me avoid pitfalls, and closed in three weeks. I've already referred two friends to the Marra team."

D.K.
David K.
VA Loan, Wesley Chapel

Ready to Make Your Move?

Whether you're buying, refinancing, or just exploring your options — a quick conversation with Tony could change everything.

(813) 842-7999 Send a Message
Get in Touch

Let's Talk About Your Home Loan

Fill out the form and we'll follow up within one business day. Or reach out directly — we're always happy to chat.

Call Us
(813) 842-7999
Email Us
tony@marramortgage.com
Visit Us
326 S Hyde Park Ave, Tampa 33606-2234

Send a Message

Find Us

In the Heart of Hyde Park

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